When most people get into a car accident in Maryland, they know it will be a hassle, but they usually don't think about getting a lawyer involved. In some cases, a lawyer may be your best chance to make sure you get fully compensated for your injuries, lost wages, and vehicle damage. You may not always need a lawyer after an accident, but it is important to know what an attorney can do for you, and when you should get a lawyer involved after an accident in Maryland.
What Can a Lawyer Do for You?
Your insurance company is supposed to take care of your claims after an accident. Depending on the level of coverage you have, your insurance company may work with the other insurance companies, pay for your medical bills, and pay for your car to get repaired. However, just because you are the policyholder does not mean that the insurance company works for you. The insurance company balances your interests with their own interests. Sometimes, the insurance company's interests will come before yours.
When you hire an attorney after a car accident, they work for you. They are there to advocate on your behalf, to make sure you get the full compensation you deserve. They have a responsibility to represent you, to communicate with you, and to zealously pursue your interests.
An attorney can represent you when dealing with the insurance companies in negotiating a settlement. However, if the other party does not want to agree to a fair settlement, your attorney can also file your case in court. Your attorney understands the legal process of filing a personal injury claim, and will advocate for you all the way through the legal system.
One of the other primary benefits of hiring an attorney after an accident is that it takes away the stress and hassle of dealing with the insurance company. You won't have to worry that the insurance company is going to twist your words to try and make it seem like you were responsible for the accident. You won't have to sit on the phone waiting to talk to a representative. You won't have to argue with the insurance company about why they aren't paying your claim. Instead, your attorney will deal with the insurance company, so you can focus on getting back to normal life.
Many people think they can't afford a personal injury attorney after an accident. However, a professional and experienced attorney may cost you nothing up front. Many attorneys will offer you a no-cost consultation, and agree to take your case on a contingency basis. You may not have to pay them anything unless you get the settlement you are looking for, or win your case in court.
When Should You Call a Lawyer After a Car Accident?
In the perfect scenario, you may never have to get a lawyer involved. If the accident was minor, and you and the other driver suffered no injuries, and they were cooperative, then the insurance company may pay your claim, and that will be the end of it. However, in reality, car accidents are not always so straightforward.
If there were multiple parties involved in a car accident, then you may want to call a lawyer. With multiple accidents, there are multiple insurance companies, and sometimes multiple lawyers. You will want to make sure you are not taken advantage of, and not blamed for the negligence of another driver.
If your accident involved serious injuries to you, a passenger, or the other driver, you may want to contact an attorney. Serious injuries usually lead to expensive medical bills, and can involve claims for lost wages, pain and suffering, and even disability. If you were seriously injured, you should not accept a settlement offer without understanding what it really means for you. Accepting a settlement usually involves signing away your legal claims. What seems like a large amount of money now can be nothing when you realize that your entire life has been changed as a result of the accident.
If your insurance company is treating you like you were at fault your the accident, then you should consider talking to an attorney as soon as possible. Your insurance company is supposed to provide liability coverage for you and your property in the event of an accident. If the insurance company is trying to say you are responsible, or that your injuries weren't that bad, they may be about to deny your claim.
Get a Maryland Lawyer Involved After an Accident
Don't wait until it is too late to file a personal injury claim after a car accident. Contact the law firm of Gilman & Bedigian to make sure you have someone on your side to fight to get you the compensation you deserve. We help our clients through the entire claims process, including dealing with the insurance company. Our attorneys have years of experience handling personal injury cases throughout Maryland. Contact our office today for a free consultation.