If you get involved in a car accident in Philadelphia, you often have lots of other things on your mind than whether you should contact an attorney. Recovering from the crash is the most important. Getting your car fixed so you can get to work is right behind that. However, once the bills start coming in for your medical expenses and car repairs and you start dealing with your insurance company, the question of whether to get a lawyer involved starts to crop up. Unfortunately, by the time some people decide that they need an attorney after a car accident, the time for hiring one to represent you has already passed, and there is little more that an attorney can do.
Understanding exactly what an attorney can do for you after a car crash can help you see why it is so important to get one involved soon after the incident.
What Can a Lawyer Do for You After a Car Accident?
There is a common misconception about insurance companies: That they will fight for your interests if something goes wrong.
This is not true. Insurance companies are for-profit businesses. They exist to make money, and they make money by taking in more in premium payments than they pay out in claim settlements. Therefore, a core element of an insurance company's business is to deny as many claims as it possibly can, so those payments do not eat into the company's profits from receiving premiums.
Your insurance company is not there to help you. An attorney is.
By hiring a Philadelphia personal injury attorney, like those at Gilman & Bedigian, you are getting someone who understands the legal process and will fight for your interests and protect your rights both in and out of court. An attorney conducts an investigation into the car accident that is independent of the insurance company's investigation. This can uncover new details that show you were not at fault for the collision, or that your injuries are as serious as you claim. Denying these points are common tactics that insurance companies use to avoid paying out a claim to their policyholders.
With an attorney on your side, you can rest assured that any settlement offer you get from an insurance company will be looked at with experienced eyes. Personal injury attorneys have seen numerous such offers, and have a very good idea of how well it will cover your current and future injuries. Not having an attorney with you can give an insurance company the ability to low-ball you and convince you that their offer is the absolute most you can receive.
Finally, dealing with insurance companies, especially those that are trying to protect their own interests at your expense, can be a frustrating and exhausting experience. When you hire an attorney to represent you, that attorney will represent you on your behalf, allowing you to avoid these tense discussions and live your own life.
When Should You Hire an Attorney?
It is especially important to hire an attorney if the car accident that you were involved in was a complex or a costly one.
Car accidents become complex when there are multiple cars involved, or when your insurance company refuses to compensate you. With more vehicles in the accident, more insurance companies get involved, bringing in more lawyers, and more fingers get pointed. Each party tries blaming another one for the crash, and the damage amount grows many times higher than for a simple car accident. Sometimes, your own insurance company will try throwing you under the bus to avoid paying a significant amount in insurance claims. Having an attorney on hand in these situations can avoid a significant financial obligation to the others involved.
Additionally, having an attorney at your side is crucial if you or someone else gets seriously hurt in the accident. If you suffered severe injuries, it can take an attorney's expertise to determine how much compensation you should get in order to make a full recovery over the long run.
Philadelphia Auto Accident Attorneys at Gilman & Bedigian
If you or someone you love has been hurt in a serious car accident in or near Philadelphia, contacting the car accident and personal injury attorneys at Gilman & Bedigian is the best way to ensure you get the compensation you need and deserve for a full recovery. Contact our law office online or at (800) 529-6162.